Vision & Roadmap

“Save to Play” proposition

Launching in January 2021 (beta)

Our inaugural product is a prize-linked money account.

This is designed for your everyday saving, i.e. for short-term saving goals. For instance you might want to save to buy a car, get married or go on holiday, to set an emergency fund, to repay your loans, for home improvements, etc.

This is not a savings account provided by a bank. It is an e-money account provided by Modulr FS Limited under its EMI licence.

The EverUp money account does not pay any interest or dividends.

  • E-money account powered by Modulr FS
  • Money safeguarded at the Bank of England
  • Designed for short-term saving goals
  • Payment capabilities to be added in the future
  • Coins attributed based on your savings behaviour, including actions such as:
    • Sign up
    • Sign in
    • Level up
    • Invite friends to join
  • Use virtual coins to play our games and lotto
  • Never use your savings to play

Potential development in the near future*

In the near future, we also plan to add prize-linked saving accounts (easy access and notice).

This offering will be designed for your longer-term saving goals.

These accounts will be provided in partnership with third-party UK banks*, where your money will be held.

  • Saving accounts (easy access, notice) offered in partnership with third party UK banks*
  • Money protected by the FSCS
  • Designed for longer-term saving goals
  • Fixed automated entries proportional to £ saved
  • Never use your savings to play

*subject to successful agreements with third-party UK banks

“Save to Play” proposition

Launching in January 2021

Our inaugural product is a prize-linked money account.

This is designed for your everyday saving, i.e. for short-term saving goals. For instance you might want to save to buy a car, get married or go on holiday, to set an emergency fund, to repay your loans, for home improvements, etc.

This is not a savings account provided by a bank. It is an e-money account provided by Modulr FS Limited under its EMI licence.

The EverUp money account does not pay any interest or dividends.

  • E-money account powered by Modulr FS
  • Money safeguarded at the Bank of England
  • Designed for short-term saving goals
  • Payment capabilities to be added in the future
  • Coins attributed based on your savings behaviour, including actions such as:
    • Sign up
    • Sign in
    • Level up
    • Invite friends to join
  • Use virtual coins to play our games and lotto
  • Never use your savings to play

Launching in 2021*

In the near future, we also plan to add prize-linked saving accounts (easy access and notice).

This offering is designed for your longer-term saving goals.

These accounts will be provided in partnership with third-party UK banks, where your money will be held.

  • Saving account (easy access, notice) offered in partnership with third party UK banks*
  • Money protected by the FSCS
  • Designed for longer-term saving goals
  • Automated entries based on the amount of savings
  • Fixed number of entries every £1 saved
  • Never use your savings to play

*subject to successful agreement with third-party UK banks

Our vision

Our vision is to become a financial behaviour change platform, whose purpose is to help our customers manage their financial health by saving more, borrowing responsibly and repaying debt faster. This is to help borrowers slowly transition into savers and in doing so improving their retirement outlook.

We envision building a full-scale financial hub where our customers can manage all types of financial transactions – from savings to take out personal loans, while being rewarded for solidifying good financial behaviour through a novel prize-linked suite of savings and borrowing products.

We want to rethink savings and borrowing from the ground up to create fairer and better products, and nudge changes in people’s financial behaviour by using a mix of behavioural interventions and financial incentives.

We’d love to hear your feedback: let us know what you would like to see in EverUp.

Let’s build EverUp together!

What we are about to launch

  • Save in a piggy bank with spot topups
  • Level up, boost your status and achieve rewards
  • Raffles Must-Go: guaranteed daily prizes!
  • A “Premium Year” Lotto: win £365,000!
  • Wheel of fortune: win virtual coins to play more!

What we are working on

  • Save towards a specific goal
  • Track your saving progress like in a fitness app
  • Make recurring topups towards your piggy bank
  • Pause and restart your recurring topups

What we are exploring

  • A suite of saving products (easy access, notice accounts) in partnership with a third-party UK bank
  • A Premium account
  • New and exciting games
  • A £1M jackpot!
  • More and more to come, stay tuned
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